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Wichert Insurance Blog

All You Ever Wanted to Know About Insurance

How Major Life Events Impact Your Insurance Needs

Life's biggest milestones, like marriage, buying a home, or having children, often bring new financial responsibilities and changes in your insurance needs. To ensure you and your loved ones have the right coverage in...


Spying Hidden Insurance Risks in the Midst of Your Favorite Fall Festivities

From sweater weather to soup season to pumpkin spice everything, this time of year is aglow with bright traditions of autumn that warm our hands and hearts as the temperatures drop. While you’re tending to your favorite...


Fire Safety Starts at Home: Essential Tips for National Fire Prevention Month

October is National Fire Prevention Month, a timely reminder that simple, proactive steps can make all the difference in keeping our homes and families safe from fire. National Fire Prevention Month commemorates the...


Choosing the Right Umbrella Insurance Policy: A Guide to Extra Liability Coverage

When it comes to personal insurance, most people are familiar with their auto, homeowners, or renters policies. However, fewer may be aware of umbrella insurance-a type of coverage that goes beyond the limits of your...


Essential Auto Insurance Tips for a Safe and Scenic Fall Road Trip

That magnificent season is upon us, when deciduous leaves everywhere show their true colors. Fun fact: Those fall colors are present but hidden in leaves all spring and summer, just obscured by the green of chlorophyll....


Essential Safety Gear for Motorcyclists: A Guide to Protection on the Road

Riding a motorcycle offers an unparalleled sense of freedom and excitement, but it also comes with its share of risks. To ensure safety on the road, it's crucial for motorcyclists to invest in proper safety gear. From...


Life Insurance for Young Adults: Why Starting Early Is the Best Strategy

As young adults, life insurance might not be at the top of your financial to-do list. You might think it’s something to worry about later in life when you have a family or more significant financial obligations. However,...


Insurance Considerations for Newlyweds: Merging Policies and Coverage

Starting a new journey together as newlyweds is an exciting time filled with hopes, dreams, and plans for the future. Amidst the whirlwind of changes, it’s crucial not to overlook the practical aspects of merging your...


From Dorms to Driving: Insurance Tips for College-Bound Kids

Your new college student has probably been chomping at the bit all summer long to get themselves onto campus-making packing lists, planning their dorm layout, coordinating with their new roommate about who is bringing...


The Essential Guide to Creating a Home Inventory: Why and How

In the aftermath of an unexpected event, such as a fire, theft, or natural disaster, having a comprehensive home inventory can be a lifeline. This detailed list of your possessions not only aids in the homeowner...


Avoiding Common Home Insurance Claims During Renovations

Renovating your home can be an exciting journey, transforming your living space into the dream dwelling you've always wanted. However, amidst the excitement, it's crucial to undertake precautions to avoid common...


Why Checking Load Height is a Big Deal for Towing Companies

Hey there, towing pros! We all know that towing isn't just about hooking up and driving off. There's a lot more to it; one detail often overlooked is checking the load height. Yep, we’re talking about the vertical space...


Top Tips for Traveling Safely This Summer

Nothing builds up anticipation like a countdown to vacation! Before you pack your bags and hop a flight-or a really, really long car ride-follow these steps to ensure that you and your belongings are safe and secure....


Essential Fire Safety Tips for Your Home

Taking care of fire safety at home is a key part of managing your household. Each year, fires in residential areas cause significant property damage. However, many of these incidents may be prevented with the right...


A First-Time Homeowners Guide to Selecting the Right Insurance Policy

If you’re like most first-time homeowners, you aren’t going to Zillow or Realtor.com eagerly hunting for homeowners insurance. We’re all far more excited about the home we plan to buy, not the policy that will protect...


Help Keep Teen Drivers Safe with Telematics

As parents, the safety of our teenage drivers is paramount. With road accidents constituting a significant risk for young drivers, leveraging technology to enhance their safety isn't just smart; it's essential....


Tornado Season Is Here, and Tornado Alley Is Changing: Here’s What You Need to Know

According to Scientific American, the area of the country known as “Tornado Alley” is shifting eastward, bringing damaging winds and extreme weather conditions to areas of the country that historically haven’t had to...


Insurance 101 for Financial Literacy

Let’s face it, unless you’re in the insurance business, insurance isn’t exactly most people’s favorite subject. But without at least a basic foundation, a lack of familiarity with insurance can cost you-financially and...


Why Flood Insurance Is a Must for America’s Homeowners

If you think your home isn’t at risk for damage from flooding, think again. According to FEMA, “Since 1996, flooding has affected 99% of U.S. counties, bringing significant damage and financial costs to homeowners and...


Tips for Towing a Boat Trailer to Reduce Accidents and Insurance Claims

Owning a boat can make weekends and vacations fun and memorable. Follow these tips to help ensure that when you’re towing your boat you’re being as safe as possible to lower the risk of accidents and unwanted insurance...


How to Choose the Right Contractor for Home Improvement Projects and Avoid Liability Claims

If you’re planning a home improvement project, you probably have many contractors available to choose from. How do you pick the right one that will get the job done safely and without liability issues? Follow these tips....


How to Adjust Your Insurance Portfolio for Life’s Major Milestones

Insurance is one of those things in life that we tend to think about only when it’s needed. However, if you only revisit your insurance plan in a moment of crisis or claim, you risk being underinsured or worse yet, not...


Safeguarding Your Towing Company Website: Preventing Spoofing and Fake Listings

In the age where your clients start and end their decisions on the internet, towing companies rely heavily on their online presence to connect with customers. However, recent incidents, like the one reported in Iowa (“...


Don’t Overlook These Risks to Your Home This Winter

The wild winter season can wreak havoc on your home... even without a fierce winter storm. All it takes is dropping temps and unlucky circumstances to turn a cozy night by the fire into your worst nightmare. Here are...


Top Home Improvement Projects That Can Increase Your Home Value

When you tackle home improvement projects, it’s wise to prioritize those that add the most to your property’s value, especially if you might put your home on the market in the next few years. Here are the renovations...