Unless you’re headed to a warmer climate for the winter - or you live in one already - fall is the time to start preparing your RV for winter (as long as you’re done using it for a while, that is). And just because you...

Read More

Over the course of this year, we have discussed how rates for the towing industry have been increasing because the insurance companies have been losing money insuring commercial auto for the last 5+ years. As a result,...

Read More

Fall is a wonderful time - if your home is ready for it. So enjoy the last few weeks of warmer weather, but do a little preventative maintenance while you’re at it. You’ll fix small problems before they become big, and...

Read More

It is important to know how to review and manage your inspection violations as they occur. At times, these violations can be insightful for necessary changes within your organization. However, there are instances that...

Read More

We’re not quite sure where summer went, but if you haven’t noticed, the new school year is upon us. And as you get your kids organized and ready, consider doing the same thing for something else - your home. It won’t...

Read More

There is so much more to protect than "just a cabin". - At Wichert Insurance, we have multiple companies willing to provide you with options to cover you from A to Z. Building or CabinContentsLiabilityRental...

Read More

What would you do without power tools? Well, you’d probably take on fewer home-improvement projects — and probably have a lot more calluses on your hands. Thankfully, you don’t have to do without. But you do have to use...

Read More

As outlined last week, the insurance companies continue to lose money insuring commercial vehicles. For every $1 of premium, the insurers are paying out $1.09 in claims. As a result, your commercial auto rates and...

Read More

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

Read More

It doesn’t take a massive remodel, or a big budget, to make your house feel a little more like home to you. Inside or out, small improvements can make a significant difference - and whether you’re handy or not, you can...

Read More

It has been a challenging year, and despite many insurance companies giving “premium holidays” due to the lack of use, the insurance companies continue to lose money. It has been a tough few years for commercial auto...

Read More

Just a few weeks ago, there were changes from the FMCSA due to COVID-19. The FMCSA has granted a three-month waiver from certain pre-employment testing requirements applicable to employers of drivers subject to 49 CFR...

Read More

The COVID-19 pandemic has drastically impacted our communities and businesses. As we reopen our companies, it is crucial to know and understand the new rules and regulations affecting your organization as a result of...

Read More

Last Thursday the USDA released information regarding the issuance of the first Coronavirus Food Assistance Program payments. This federal program assists farmers and ranchers whose operations have been directly...

Read More

Congratulations! After weeks of research, comparing makes and models, and taking test drives you finally bought that brand-new car you wanted. But before you take that well-deserved road trip, check one more item off...

Read More

We find ourselves in unprecedented times and where safety is imperative for everyone within their scope of work and the changes in the work environment. OSHA has released an interim enforcement plan to provide...

Read More

A safe home, a regular routine, a soft bed – the things that bring you comfort bring your pet comfort, too. It’s so important to give some advance thought to how you’d handle your pet responsibilities during and after a...

Read More

In Ohio the State law requires drivers approaching a stationary emergency vehicle displaying flashing lights, including road service vehicles, traveling in the same direction, to vacate the lane closest to if safe and...

Read More

Updates from the FMCSA regarding COVID-19 and National Emergency Declarations The Federal Motor Carrier Safety Administration has made Emergency Declarations to maintain the motor carrier industry and those who have a...

Read More

As business owners, the Corona pandemic is presenting our businesses with unique and unprecedented challenges. As we navigate this crisis and the recent CARES Act, we came across the this document from the U.S. Chamber...

Read More

We live in an interesting and challenging time. As many businesses have been forced to close or significantly reduce their operations, the tow industry continues to roll on. The key to any towing operation are the...

Read More

The short and to the point answer is, "It truly depends."Many factors affect whether a loss has coverage under an insurance program, including the type of loss, the type of coverage, and the terms and conditions of the...

Read More

It has always been the goal of Wichert Insurance to provide Risk Management and Insurance services that go beyond the sale and service of insurance policies. Businesses and individuals face all types of risks that must...

Read More

Carrying a minimum amount of auto insurance is required by state laws, so you can’t legally drive without it. Yet while the minimum amount keeps your premiums lower, it can also put you at great risk if you have an...

Read More

Every year, unintentional carbon monoxide (CO) poisoning (not linked to fires) sends 20,000 people to the emergency room and causes more than 4,000 hospitalizations. And, you might consider them the fortunate ones. CO...

Read More

As you move, your insurance needs often change. However, there is rarely information to help you know if your current coverage is properly protecting you. Not everything in this article may apply to you, but look at...

Read More

Recently highlighted in the December 2019 issue of Safety + Health Magazine from the NSC, the topic of the OSHA General Duty Clause was discussed. https://www.safetyandhealthmagazine.com/articles/19258-oshas-general-...

Read More

There is a special excitement (and a little nervousness) that comes from moving. Buying a new home should be a wonderful thing. An overall fresh start! However, you may have some concerns. Is it the right timing? Will...

Read More

The purpose of homeowner’s insurance is to protect you financially, give you peace of mind, and provide you with the means to repair or replace your home. Unfortunately for some, the insurance they have secured may not...

Read More

If you’ve ever been stuck on the side of the highway with an RV issue, you know what a life saver roadside assistance can be. Whether you need a battery charged, a tire changed, or a tow you’re often back on the road in...

Read More