Privacy Policy

Working with you, Wichert Insurance Services, Inc. gathers the necessary information from you and other public and insurance sources to execute the insurance market search and placement for the insurance coverages your needs/risk exposures require.

We collect nonpublic personal information about you from the following sources:

• Information we receive from you on applications or other forms;
• Information about your transactions with us, our affiliates or others; and
• Information we receive from a consumer reporting agency.

In doing so, Wichert Insurance Services, Inc. exchanges such information only with other insurance related parties that are similarly obligated under state and federal privacy laws and have in place the appropriate procedures to keep all treatments and exchanges of your information with in the requirements of these laws.

We may disclose the following kinds of nonpublic personal information about you to others in order to service, process or administer business such as underwriting and claims operations. In this context, Wichert Insurance Services, Inc. may disclose:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, income, and beneficiary information;
• Information about your transactions with us, our affiliates or others, such as your policy coverage, premiums, and payment history; and
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

And as we place your insurance with these carriers, both our agency and the carriers work together (as well as individually) to retain uses for only those activities required to underwrite, issue and services your policy of insurance, as well as conduct claims activities should that be necessary on your behalf. We restrict access to nonpublic personal information about you to those employees who need to know that information to provide products or services to you. We maintain physical, electronic, and procedural safeguards that comply with federal regulations to guard your nonpublic personal information.

We may disclose information to insurance regulatory authorities, law enforcement or other governmental authority in response to enforceable government requests or legal process.

We may disclose information to third parties in order to assist in resolving claims.

As the scope of our agency business and your needs expand, Wichert Insurance Services, Inc. is proud to advise you that we are formally engaged in joint marketing ventures with additional financial service providers. The businesses listed here are tops in their field of expertise and round out the scope of product and services we can offer to you. This action permits us to better respond to the varied financial services needs that you share with us. We may disclose nonpublic personal information about you to the following types of third parties:

• Financial service providers, such as life insurers, automobile insurers, mortgage bankers, securities broker dealers, and insurance agents;

We may also disclose nonpublic personal information about you to non-affiliated third parties as permitted by law.

We may disclose the following information to companies that perform marketing services on our behalf or to other financial institutions with which we have joint marketing agreements:

• Information we receive from you on applications or other forms, such as your name, address, social security number, assets, income, and beneficiary information;
• Information about your transactions with us, our affiliates or others, such as your policy coverage, premium, and payment history; and
• Information we receive from a consumer reporting agency, such as your creditworthiness and credit history.

We know that you have other choices when it comes to insurance and financial services. That is why we at Wichert Insurance Services, Inc. appreciate your decision to work with us on your financial service needs. We value you and your business, and look forward to a continuing client relationship with you. Wichert Insurance Services, Inc. wants to earn the opportunity to explore your financial service needs, determine the various placement options that may respond to these needs and over time, build the type of financial service portfolio you need to secure your family assets.